NEVER ENDING BATTLE AGAINST SCAMMERS

When a bully appears on the playground he is often met with the phrase, “Go pick on someone your own size.” I find it interesting that the expression doesn’t find any fault with picking on someone. It only focuses on the fairness of the target. Children seem to naturally understand fairness. Adults understand fairness too.…

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PATIENCE IS TOTALLY WORTH IT

Our family’s love of theme parks began when Launa directed the Dixie Children’s Choir and took them on a performance trip every year. We enjoyed watching the kid’s excitement as they passed by us throughout the day, hurrying to the next ride. From those days we have continued our theme park tradition, even taking time…

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THE BIGGEST FINANCIAL DAY OF YOUR LIFE

The largest single financial transaction you are likely to make will be on the day you die. On that day you instantly transfer your entire accumulated net worth, to someone else. It is amazing therefore, how little thought many people put into that moment. I see people spend more time planning a child’s birthday gift…

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SOMETIMES THE LAST SHALL BE FIRST

“Ok, kids, Line up in alphabetical order.” I cannot say how many times I have heard that schoolteacher’s call. Perhaps we were heading out for recess. Maybe we were lining up for the field trip bus. It may have been the lunch line and we were selecting white or chocolate milk. This scenario continued into…

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AMERICA’S FINANCIAL ILLITERACY

Research by a major financial firm revealed that teenagers today are much less prepared than their parents were to make good financial decisions. The study showed that parents are not teaching their children about money, nor is there much effort in public schools to do so. The research is discouraging because poor financial skills can…

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INFLATION, HOW ARE WE DOING?

I recently wrote about the Fed’s fight against inflation. Raising interest rates creates pain, but likely far less pain than runaway inflation. So, let’s see if the plan is working. I saw the effects of runaway inflation while visiting Zimbabwe years ago. In the storefronts were government issued signs that said it was illegal to…

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SO YOU WANT TO BE A CFP®

I would like to deviate just today and give a brief glimpse into the life of a financial advisor. Understanding what we do may be beneficial to those who may one day seek the services of a Certified Financial PlannerTM, or consider becoming one. People initially come to us because they want to make sure…

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