Beware of the 30-Second-Expert 

When someone learns that the person they just met is a doctor, it is not uncommon for them to roll up their sleeve and say, “Well hey doc, since you’re here can you take a quick look at this thing?” All doctors reading this know exactly what I’m talking about. As a financial advisor I…

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Welcome to the St. George News

Seventeen years ago, I began writing a weekly financial column for a local paper. The editor at the time cautioned me that few appreciated the challenge of producing a weekly column and predicted that I would tire out after about three months. Since then that editor has been replaced three times, the paper sold twice…

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Choosing Investments in a Politicized World

Most of us were taught by our parents to be careful where we express our religious and political views. We seem to be living in a corporate world where some executives are not remembering their parents’ advice.  A political hot topic being discussed on Wall Street and elsewhere today is DEI – Diversity, Equity and…

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Can I Afford to Retire?

I’ve been writing a pamphlet on the questions people most frequently ask us. Today I came to, “Can I afford to retire?” This may actually fall in the top three right alongside, “How can I spend all my money so my kids won’t fight over it?” I will save that one for later. Asking your…

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REAL VS PERCEIVED RISK

I visited a high-rise hotel with floor to ceiling windows. As I looked out the window, I was suddenly hit with my fear of heights that had me quickly stepping away. After a moment I slowly approached again, trying to overcome my fear so that I could see the beautiful view. The following day, I…

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MY ECONOMIC CHRISTMAS WISH LIST

For those in Washington reading, here is my economic Christmas wish list for 2023. Stop raising interest rates. Last year I wished for higher interest rates and I am pleased we now have those. I feel we are back to a more balanced position. Higher interest has made borrowing a bit painful, as it should…

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MONEY IS MOVING – FOLLOW IT

I was very busy this week and didn’t have time for lunch so I pulled into a fast food restaurant known for a certain famous burger that gives a lot of value for the price. After ordering one the cashier dutifully asked if I wanted to make it a meal, but I declined. “Just the…

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