EACH INVESTMENT HAS A PURPOSE

This week I am still thinking about the hills I climb and descend on my regular bicycle rides. On my road bike every part is designed to be as light as possible to reduce drag and increase efficiency. One of the heavier items on a bike are the gears. Mine has 16 gears, yet at…

PLAN FOR MORE THAN YOU NEED

In my youth I loved backpacking with my uncle and his Boy Scout troop in the mountains of Eastern Utah. I have many fond memories of beautiful vistas, campfire stories and lots of fish. Over the years I transitioned from being a young scout to a seasoned adult backpacker. With the transition, my backpacking experience…

ONE BAD APPLE

​I once served on a board that was tasked with helping to grow a business. The members each had special talents they brought to the table and together we hoped we could share our strengths and find success.  As time went on it was interesting seeing the different perspectives of each individual and how they…