PERCEPTION OF EQUITY RISK

I looked out the doorway of my hangar on a hot Saturday afternoon, watching another Regional Jet depart as I did some cleaning. I knew from years of experience that those summer thermals were creating a turbulent ride for the passengers in that plane, yet as I watched from the ground the flight looked as…

ALWAYS BE PREPARED FOR A STORM

With all this talk about building walls, I thought I might share my own experience with walls. When I was 25 I decided to build a block wall around my yard. I wasn’t skilled in masonry, so it took a long time to lay each row. I built the wall in 20-foot sections and installed…

DON’T BE A CYBER VICTIM

A kind couple was opening an investment account and when the question came up about giving them online access they responded emphatically, “No, we don’t want any of our information available online in any form.” I remember thinking of the best way to let them know that their information was already on the internet in…

HOW MUCH DO YOU NEED?

“How much money do I need to retire?” is a very common question I am asked. When I turn it back on the client I get varied responses but my favorite is, “I want just enough so that my last check bounces, and hopefully it’s made out to the IRS.” Sadly, some retirees spend money…